| [04-23 21:04] | [Chat] | Roku: they merely figure out your gross pay, your net worth, the value of your vehicle and your likihood to pay a certain premium. AI did that to us already. |
| [04-23 21:04] | [Chat] | Icewolfz: a lot of insuraces have safty programs |
| [04-23 21:05] | [Chat] | Icewolfz: or i you have certain featue syou get discounts |
| [04-23 21:05] | [Chat] | Icewolfz: granted hat could be state by state |
| [04-23 21:05] | [Chat] | Roku: yes, and that is like a sale price of $20 for an item that costs $10 but was marked up to $30 for the last month. |
| [04-23 21:06] | [Chat] | Icewolfz: some insurance places do have the device but its been awhiel so icould be wrong |
| [04-23 21:06] | [Chat] | Icewolfz: i know some give discount as it ssaves them omney |
| [04-23 21:06] | [Chat] | Icewolfz: as if somsone drives drunk wit hthe dvice they dont have to cover damages |
| [04-23 21:06] | [Chat] | Roku: if insurance regulators actually did their job, they'd simply allow anyone to get into the business with enough capital to pay 20% per year in claims. |
| [04-23 21:07] | [Chat] | Icewolfz: well insurance is pia right now in a lo of palces |
| [04-23 21:07] | [Chat] | Roku: that would cause insurance companies to compete with themselves instead of law firms |
| [04-23 21:07] | [Chat] | Icewolfz: like ca most fire insurance have fleed he sate |
| [04-23 21:07] | [Chat] | Icewolfz: and home owner insrurance infl is the same |
| [04-23 21:07] | [Chat] | Roku: we are all screwed until there is some tort reform for max losses. |
| [04-23 21:07] | [Chat] | Icewolfz: dur to hurricans and wild fires |
| [04-23 21:07] | [Chat] | Icewolfz: tx requires anyone that owns a car to have innsurnce here |
| [04-23 21:07] | [Chat] | Icewolfz: if you dont have it the yfine you daily or something if i rmeember |
| [04-23 21:08] | [Chat] | Roku: I like the Kansas law |
| [04-23 21:08] | [Chat] | Roku: you can't get a plate or a sticker without insuring the vehicle. |
| [04-23 21:08] | [Chat] | Icewolfz: tx does htat |
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